This luxury model home includes all the "bells and whistles" and is the last opportunity to own in the gated "River Pointe"! This is a unique and exclusive offering. Completed in 2024, the Charlotte includes the Craftsman elevation with stone. 4 Bed 3 Bath 3 car oversize Garage with 2463 heated living space. The covered Lani with outdoor kitchen has access from two sliding glass doors, from the cafe' and family room. Tray Ceilings in the Family Room and the Primary Bedroom, a 12-foot Roman Shower in the Primary Suite. All Bathrooms and showers are tiled from floor to ceiling. The Gourmet Kitchen will include an upgraded GE cook top, Double oven, Microwave, Refrigerator, and stainless-steel Farm Apron Sink. Quartz Counter tops throughout. Upgraded Level 5 Plank tile in all main and wet areas of the home, including the Primary Suite. Builder will contribute towards closing costs with use of preferred Lender. All room sizes are approximate, this is a MUST SEE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,992 | $503,992 | $503,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $13 | $13 | $13 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,438 | $3,350 | $4,287 |
Total Monthly Payment | $3,543 | $3,455 | $4,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.