Introducing this beautiful home on St. Marks Ave. in Freeport! This wide-line hi-ranch is a modern marvel, offering style, functionality, and endless potential. Possible mother / daughter with proper permits. Main level boasts a recently renovated chef's kitchen with Quartz counters, SS appliances, and custom cabinetry, perfect for culinary adventures. The dining area and living room exude warmth and elegance, with hardwood flooring, crown/base molding, and hi-hat lighting. Three spacious bedrooms including your primary on-suite with a massive closet and a luxurious Jack and Jill bathroom await upstairs, while downstairs, the possibilities are endless. With proper permits, the lower level can be transformed into a versatile space, ideal for a mother/daughter setup or entertaining guests. Enjoy the convenience of a second kitchen, a beautifully appointed full bathroom, and a cozy fourth bedroom with crawl space. Outside, the fully fenced backyard beckons with a shed and patio, creating the perfect backdrop for gatherings and relaxation. Don't miss your chance to make this exceptional home yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,251 | $1,251 | $1,251 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,454 | $3,411 | $4,379 |
Total Monthly Payment | $4,797 | $4,754 | $5,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.