Welcome to 42 Beechwood Park, a beautifully maintained 5-bedroom, 2. 5-bath home located on a quiet street in a charming neighborhood of Poughkeepsie, NY. Situated in the highly rated Spackenkill school district, this move-in-ready residence offers a perfect blend of tranquility and convenience, just minutes away from main entertainment options and only 7 minutes from the train station. The inviting layout begins with a welcoming entrance foyer leading to a spacious dining room and a well-appointed kitchen with a cozy breakfast nook. The living room flows seamlessly into a large sunroom, featuring high ceilings and an abundance of windows that flood the space with natural light. The sunroom is an ideal spot for relaxing and enjoying views of the surrounding landscape. Midway up the stairs, you'll find a generously sized family room complete with a fireplace perfect for gatherings and cozy evenings. Continue up another set of stairs to the second floor, where all five bedrooms are located. The master suite, the largest of the rooms, features an ensuite bath. It is complemented by a slightly smaller second bedroom and three additional bedrooms, offering ample space for family and guests. Outside, the home boasts a completely level yard with mature and new landscaping, providing a lovely outdoor space for relaxation and activities. Situated on a dead-end block with no through traffic, this property offers a peaceful and private living environment. Experience the best of both worlds at 42 Beechwood Park quiet, comfortable living with easy access to the vibrant offerings of Poughkeepsie.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $1,315 | $1,315 | $1,315 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,759 | $3,542 |
Total Monthly Payment | $4,201 | $4,166 | $4,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.