PRICE REDUCTION! VILLA DID NOT FLOOD IN IAN, HELENE OR MILTON!
West of 41 between Wiggins Pass and Bonita Beach Road, Rarely available villa in Bay Forest community of La Jolla, directly on lake. 2 beds plus large den, updated kitchen with stone counters, cathedral ceilings and skylights. Steps to community pool and a short walk to the clubhouse.
Almost new Kitchen Appliances (2021) Water-heater (2023) Washer/Dryer (c2019) Lanai Furniture (2023) Kitchen and dining room lighting.
Tenant in place through December 2024 (may be negotiable).
Bay Forest Residents enjoy over two miles of walking paths, including a NEW $4. 5 MILLION BOARDWALK NEARING COMPLETION ( SELLER HAS PAID ASSESSMENT), extending through mangrove preserves and into estuaries of the Gulf.
3 Tennis, 3 pickleball courts, bocce, shuffleboard, fitness center and much more cater to active lifestyles, while the clubhouse, which also has a library, serves as the hub for social events and indoor activities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$555,555
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,444 | $444,444 | $444,444 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,957 | $2,920 | $3,748 |
Total Monthly Payment | $3,386 | $3,349 | $4,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.