15455 Royal Fern LN N, Naples, FL, 34110 | $555,555

PRICE REDUCTION! VILLA DID NOT FLOOD IN IAN, HELENE OR MILTON!
West of 41 between Wiggins Pass and Bonita Beach Road, Rarely available villa in Bay Forest community of La Jolla, directly on lake. 2 beds plus large den, updated kitchen with stone counters, cathedral ceilings and skylights. Steps to community pool and a short walk to the clubhouse.
Almost new Kitchen Appliances (2021) Water-heater (2023) Washer/Dryer (c2019) Lanai Furniture (2023) Kitchen and dining room lighting.
Tenant in place through December 2024 (may be negotiable).
Bay Forest Residents enjoy over two miles of walking paths, including a NEW $4. 5 MILLION BOARDWALK NEARING COMPLETION ( SELLER HAS PAID ASSESSMENT), extending through mangrove preserves and into estuaries of the Gulf.
3 Tennis, 3 pickleball courts, bocce, shuffleboard, fitness center and much more cater to active lifestyles, while the clubhouse, which also has a library, serves as the hub for social events and indoor activities.

Features

  • Building Design: Villa Attached
  • Parking: 1 Assigned
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: Bike And Jog Path,Bocce Court,Clubhouse,Community Room,Exercise Room,Internet Access,Library,Pickleball,Shuffleboard,Streetlight,Tennis Court
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: LA JOLLA
  • Development: BAY FOREST
  • Year Built: 1991
  • Common Charge: $900 Monthly
  • Approx Sq. Feet: 1,582
  • Est. Taxes: $4,042
  • Lot Desc: Zero Lot Line
  • View: Lake
  • Community Type: Gated
  • Pet Policy: Limits
  • MLS#: 224068766
  • Website: https://www.raveis.com
    /prop/224068766/15455royalfernlnn_naples_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COMPASS FLORIDA LLC

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15455 Royal Fern LN N, Naples, FL, 34110

$555,555

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $444,444 $444,444 $444,444
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $337 $337 $337
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,957 $2,920 $3,748
Total Monthly Payment $3,386 $3,349 $4,177

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.