Snuggled on 3+ acres of land, this beautiful Cottage offers a world of opportunity. You will arrive to the rocking chair front porch and into the Kitchen that is flooded with natural light, a large closet with stack washer and dryer. Continuing through you enter the beautiful stone fireplace with woodburning stove insert, hardwood floors and ceiling fan, off the living room you will find a sun filled family room with hardwood floors and French doors to the back deck. The main floor also offers a large bedroom with Glass door, double closets and ceiling fan, full bathroom with new flooring, and a second bedroom with hardwood floors. This home also offers a free span walk up attic with plenty space. The 3. 1 acres offers abundant space for a potential homesteader or nature lover. The large shed offers additional storage space and a wood stove hookup. Also found on the property is an old outhouse and a washhouse. Located minutes from the Rail trail and Appalachian Trail, this property is an outdoor lovers dream.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,823 | $2,371 |
Total Monthly Payment | $2,454 | $2,454 | $3,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.