2255 Philippine DRIVE, #51, Clearwater, FL, 33763 | $184,500

OWNER FINANCING AVAILABLE!
WASHER & DRYER IN THE UNIT and CUSTOM-MADE HURRICANE SHUTTERS ON ALL WINDOWS! 55+ GATED COMMUNITY! It’s FURNISHED, READY TO MOVE IN, on the desirable 3rd floor in a building with elevator! It has 2 bedrooms and 2 bathrooms, 1100SqFt! wit a STUNNING luxury and resort-like lifestyle that meet in this unit! It features a spacious open floor plan of dining and living area and large bedrooms with an en suite bathroom in the Master bedroom! There is an additional Florida room off the kitchen for relaxing and entertaining! It's a TURN KEY, all furniture, decorations and furnishings stay! Come and enjoy the NEW LED fireplace in the living room topped with a NEW 75” Smart TV and beautiful NEW leather reclining furniture SET!
Come and golf every day on the 2 golf courses FREE to the residents, enjoy plenty of Amenities and clubs! This is 55+ On Top of the World gated community with two recreation centers, two heated pools, state of the art fitness center, tennis courts, lawn bowling courts, shuffleboard, hobby studio, dancing, variety of classes, billiards, pickleball, social events, Good Carma Café, library, new BBQ pavilion, and more! There is bus transportation for shopping, a dog park and lakes to enjoy fishing or kayaking! Close to shopping, restaurants, entertainment, beaches and airports! Come see it today!

Association approval is required. If financing, 35% down is required. The title is transferred through land lease warranty deed!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Clubhouse, Elevator(s), Fence Restrictions, Fitness Center, Gated, Golf Course, Laundry, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1984
  • Approx Sq. Feet: 1,100
  • Est. Taxes: $2,300
  • Condo Fee: $457 Monthly
  • Lot Desc: In County
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: U8254399
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/U8254399/2255philippinedrive_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 10:02:25 PM)
Listing courtesy of BONOMO REALTY LLC   Phone: 727-733-3777

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2255 Philippine DRIVE, #51, Clearwater, FL, 33763

$184,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $147,600 $147,600 $147,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $192 $192 $192
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $982 $981 $1,266
Total Monthly Payment $1,249 $1,248 $1,533

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.