This spectacular Bell Island Fema Compliant waterfront home sits high about the Long Island Sound. Expansive and breathtaking views are enjoyed from every room. Especially the sunrises. . . . The bright spacious interior features an open Kitchen -Living Room area with a beautiful stone fireplace and a wall of sliders opening up to a bluestone patio with heated pool all overlooking the Sound. . . . The lower level has a yard with a Stone fire pit surrounded by hydrangeas and even below there is a storage room for paddle boards and kayaks. . . . plus your own private beach. . . . You could also have your own deep water mooring right outside your door. . . There are 4 Bedrooms, 3 full and 1/2 bath, and a full dry basement perfect for storage. This house was totally renovated in 2019. . . A must see!! Vacation Year Around!!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 11.0 x 17.0 | Upper | |
Bedroom 2 | 10.0 x 14.0 | Upper | |
Bedroom 3 | Full Bath | 10.0 x 14.0 | Upper |
Dining Room | 17.0 x 11.0 | Main | |
Family Room | On 3rd Floor | 20.0 x 10.0 | Other |
Kitchen | Pantry | 14.0 x 10.0 | Main |
Living Room | Fireplace,French Doors | 21.0 x 19.0 | Main |
Primary BR Suite | Full Bath,Walk-In Closet | 20.0 x 12.0 | Upper |
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$4,895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,916,000 | $3,916,000 | $3,916,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $4,333 | $4,333 | $4,333 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $21,022 | $23,165 | $32,257 |
Total Monthly Payment | $25,480 | $27,623 | $36,715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.