One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ Home exterior was just repainted!! ~ Welcome to your new home sweet home in the sought-after Oviedo community Trails of Seminole! On a spacious . 19 acre lot, this 3-bedroom, 2-full bath home has a NEWER ROOF (2018), UPDATED A/C (2023), NEW WATER HEATER (2023), OPEN CONCEPT LIVING and SPLIT BEDROOMS! The foyer opens up to formal living and dining spaces under high ceilings with wood floors that transition through an arched doorway into a generous family room and eat-in kitchen. The family chef will appreciate the updated modern kitchen featuring rich cabinetry, GRANITE COUNTERTOPS, a pantry for ample storage and breakfast bar seating on the wrap around peninsula. The French doors out to the screened lanai and VAULTED CEILING add to the light and bright feel of this perfect gathering space! Ideal SPLIT BEDROOMS deliver added privacy in your PRIMARY SUITE, recently painted in 2024 and complete with a WALK-IN CLOSET and private en-suite bath. Bedrooms two and three share a full guest bath that underwent a stylish renovation in 2024. Also noteworthy; the flooring in the bedrooms was updated in 2019 making this home carpet free, the dining room light fixture was upgraded in 2024, the washer and dryer were replaced in 2022/2023 and the privacy fence was installed in 2018. The SCREENED LANAI gives you outdoor space to entertain overlooking the large backyard with a shed for added storage. Zoned for A-RATED SCHOOLS including Hagerty High and located in a quiet and friendly community with a LOW HOA just minutes from the 419, SR 50, 408, 417 and UCF! Also just 45 minutes to Daytona Beach, 35 minutes to area theme parks, 30 minutes to Cocoa Beach and 15 minutes to Waterford Lakes Town Center for local shopping, dining and so much more. Call today to schedule a tour and discover all that The Trails in Oviedo offers its next owner!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $178 | $178 | $178 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,233 | $2,834 |
Total Monthly Payment | $2,488 | $2,486 | $3,087 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.