**LAST ONE AVAILABLE!** Don't miss your chance to own the final home in this brand-new, stunning development in the heart of the charming seaside community of Mastic Beach! Construction is set to begin December-January 2025, with an estimated completion date of June 2025. There's still plenty of time to make upgrades and customize the home to your preferences! Plus, as an added bonus, **$20, 000 in builder credits** are available for interest rate buy downs, upgrades, or closing costs-whatever best suits your needs. This beautiful High Ranch is designed for those seeking the perfect blend of comfort, style, and convenience. With four spacious bedrooms and three full baths, it offers the ideal setup for possible mother-daughter living (with the proper permits). Step inside to find a thoughtfully designed kitchen with a striking center island, elegant overhead lighting, and modern stainless steel appliances. The designated dining area flows seamlessly to a lovely elevated deck, perfect for entertaining, summer BBQs, or relaxing with a good book. The welcoming living room features vaulted ceilings and gleaming hardwood floors, creating a warm and inviting atmosphere. Two additional bedrooms, a serene primary suite with its own full bath and spacious step-in closet, and a convenient main-floor laundry area complete this floor. Downstairs, you'll find a cozy ground-level den, another full bath, and the fourth bedroom-ideal for guests or a private retreat. The lower level also includes a laundry room with side-by-side washer and dryer, as well as a 4-foot crawl space with spray foam walls for easy storage. Pull-down attic stairs offer even more storage options, and the home is completed by a one-car garage. Step outside to your backyard, where a covered patio awaits, providing a peaceful retreat to enjoy the fresh air. With a wealth of included upgrades such as a rear patio, stylish Trex front entry, and high-hat lighting, this home is ready for you to simply unpack and start making memories. Located just minutes from Smith Point and Shirley Beach, and conveniently close to the LIRR, this home isn't just a place to live-it's a lifestyle waiting for you to embrace. This is your last chance to own one of these beautiful homes. Make it yours today before it's gone!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,999 | $463,999 | $463,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $833 | $833 | $833 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,087 | $3,084 | $3,913 |
Total Monthly Payment | $4,012 | $4,009 | $4,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.