Welcome home to your 3 bedroom 2. 5 bathroom home with a loft, open floor plan, and functional layout. You'll love the open floor plan featuring a large kitchen island overlooking the living/dining room combo, and you can even see the backyard pond. The kitchen has lots of prep space and a large walk-in pantry, and because of the age of the home, you won't have to worry about replacing appliances anytime soon. Take the stairs to your upstairs loft, which can serve as an additional living room, workspace, or even a home gym. You could also enclose the room and make this an additional bedroom if needed. The laundry room is also upstairs so no more dragging laundry baskets up and down steps. All the bedrooms are upstairs for a nice getaway from the main areas, the primary room has the best view in the house overlooking the pond. It is large enough to feel like the "primary" room and has an ensuite bathroom with a large vanity and walk-in shower. The walk-in closet is large enough for everyone's clothing, and you can even put 2 dressers in this room, so there is plenty of room for clothing/shoes/storage. The other two bedrooms are also a great size and share a bathroom with an oversized bathtub for bubble baths. Head out to the backyard, set up for you to have string lights and enjoy the outdoors with no backyard neighbors. The air conditioning handler was replaced in 2024, and the house was freshly painted in 2024. The large lot is ready for you to personalize and make your own. The home is located on a cul de sac so minimal street traffic. Walk to the pool, playground, and clubhouse since this home is . 2 miles from them! This home is ready for a new owner who is excited to call this house "home" soon! Call today for a tour!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $416 | $416 | $416 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,883 | $1,834 | $2,366 |
Total Monthly Payment | $2,374 | $2,325 | $2,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.