5249 Villa Rosa AVENUE, Saint Cloud, FL, 34771 | $430,000

Under contract-accepting backup offers. Amazing OPPORTUNITY to walk into equity with this home. Back on Market, buyers financing fell through. Inspection was good. No issues.
This stunning 4-bedroom, 2-bathroom with a loft, beauty is ready to welcome you with open arms. Boasting over 2300 square feet of pure comfort this home is move-in ready and waiting for your personal touch.
Situated in a fantastic location, convenience will be your new best friend. Imagine being just minutes away from shopping centers, mouthwatering restaurants, thrilling theme parks, major roads, and even the airport. Say goodbye to long commutes and hello to a stress-free lifestyle.

As you step inside, be prepared to be amazed. The lower level features gorgeous hard flooring throughout, adding a touch of sophistication to every room. The master bedroom, conveniently located on this floor, offers ultimate privacy and tranquility. Prepare to be spoiled in your oversized bathroom and relax in your spacious walk-in closet that dreams are made of.

On the second floor, you'll find brand new plush carpeting that will make you want to sink your toes in every step of the way. With the remaining three over sized bedrooms each having their own walk in closet. Something you don't find anymore!! There's space for everyone to enjoy their own little haven.

Entertaining friends and family is a breeze in this home. The high ceilings create an airy and open atmosphere that will leave a lasting impression on guests. Step out onto the screened-in back porch and enjoy the peaceful outdoors without the hassle of pesky bugs. The fenced yard offers privacy and safety, making it the perfect spot for family and pets to run and play.

The heart of the home, the kitchen, is a chef's dream come true. With stainless steel appliances, an abundance of cabinet space, and a layout designed for efficiency, preparing meals will be an absolute joy.

This home QUALIFIES to assume the mortgage at at 3. 75 rate.

Schedule your private showing.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2015
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,389
  • Acreage: 0.14
  • Est. Taxes: $2,431
  • HOA Fee: $180 Quarterly
  • Lot Desc: In County, Near Public Transit, Sidewalk
  • Elem. School: Narcoossee Elementary
  • Middle School: Narcoossee Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: O6167224
  • Days on Market: 194 days
  • Website: https://www.raveis.com
    /prop/O6167224/5249villarosaavenue_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/18/2024 11:56:50 PM)
Listing courtesy of Compass Florida LLC   Phone: 407-203-9441

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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5249 Villa Rosa AVENUE, Saint Cloud, FL, 34771

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.470% 6.161% 5.248%
Monthly Tax Payment $203 $203 $203
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,090 $2,060 $2,719
Total Monthly Payment $2,368 $2,338 $2,997

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.