4100 74th STREET N, St. Petersburg, FL, 33709 | $310,000

PRICE REDUCTION and VERY MOTIVATED SELLER! Seller credits available if submitted with offer by 09/02/2024. Newly renovated single family home in North St. Pete's Hurds Subdivision (NO FLOOD ZONE!). Enjoy everything Florida Living has to offer with numerous private outdoor living spaces! This charming home features 2 bedrooms, 1 tiled bathroom with a shower tub, luxury vinyl plank throughout, and modern updated kitchen with ample cabinet storage and counter space. Spacious sunroom features views from front to back and opens up to a generously sized, fully fenced backyard, complete with a screened enclosure. Ideal for enjoying Florida’s outdoor living with multiple patios, a screened-in gazebo with electricity, and storage sheds. Sunroom could serve as an office, dining room, or even a third bedroom. The property also includes dual driveways on each side, providing ample parking for your car, RV, boat, or jetskis. There's a flex space in the carport, can be used for gym equipment or additional outdoor hangout, with a separate laundry room with a washer and dryer. Recent updates include a new roof and A/C in 2022, and a water heater in 2021. Carport and sunroom roofs were replaced in 2024. Located minutes from downtown St. Pete, Bay Pines VA Hospital, I-275, Tampa International Airport, and the beautiful beaches of Pinellas County, including Madeira Beach and Treasure Island.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 68 x 102
  • Laundry: In Garage
  • Year Built: 1954
  • Garage: Boat, Covered, Driveway, RV Parking
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 882
  • Acreage: 0.16
  • Lot Size: 68 x 102
  • Est. Taxes: $4,686
  • Elem. School: Seventy-Fourth St. Elem-PN
  • Middle School: Azalea Middle-PN
  • High School: Dixie Hollins High-PN
  • Appliances: Convection Oven, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: T3545025
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/T3545025/410074thstreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/4/2024 10:38:58 AM)
Listing courtesy of LPT REALTY, LLC   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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4100 74th STREET N, St. Petersburg, FL, 33709

$310,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,000 $248,000 $248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.297% 5.597%
Monthly Tax Payment $391 $391 $391
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,568 $1,507 $2,010
Total Monthly Payment $2,033 $1,972 $2,475

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.