WATERFRONT- 2 bedroom, 2 bathroom
ZERO HOA FEES, NO LOT RENT!!
1, 500 sq. ft. property in Astor, Florida. QUIET neighborhood.
Perfect location; only 29 miles from beautiful ORMOND BEACH, 34 miles from DAYTONA BEACH, and 54 miles from ORLANDO!
DIRECT ACCESS TO ST. JOHN'S RIVER is convenient with a roofed BOATHOUSE that has 2 boat slips with hoists.
Fishing and recreation at LAKE GEORGE, DEXTER, and WOODRUFF are a short boat ride away, and enjoy easy fish cleaning at the FISH CLEANING TABLE that has water hookup right next to the BOATHOUSE.
This home is HANDICAPPED ACCESSIBLE with a ramp leading to the Ranch style home that sits ABOVE ground level.
Open floor plan for the living room and kitchen. 2 Bedrooms, and 2 Bathrooms,
Bonus large FLORIDA ROOM with tinted sliding windows giving a beautiful view of the water canal and big back yard!
Concrete and Steel SEAWALLS along with a CONCRETE WATERFRONT PICNIC PATIO area is a great place to RELAX or cast out to FISH FROM YOUR BACKYARD!
Laundry area with Washer/Dryer hookups, a Utility Room with extra sink and countertop space, along with LARGE storage cabinets.
*STEEL ROOF *NEW VINYL REPLACEMENT WINDOWS , 3 CAR CARPORT AND 4 ADDITIONAL PARKING SPOTS.
*Large SHED with WORKBENCH and shelves *attached COVERED LEAN TO storage area * Large FENCED back yard with CLOTHES LINE.
*CENTRAL AIR UPDATED WITH A 2 YEAR WARRANTY, plus additional Window A/C's in each bedroom for separate cooling preferences.
*PASSED FLORIDA 4 POINT INSPECTION IN 2023 *Single family owned for the last 25 years. OPTIONAL APPLIANCES AND MOST FURNITURE CAN STAY OR GO,
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $270,320 | $270,320 | $270,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,798 | $1,797 | $2,280 |
Total Monthly Payment | $2,070 | $2,069 | $2,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.