Welcome to this exceptional 3-bedroom, 2. 5-bathroom home in the charming community of Amity Harbor, ideally situated on a desirable corner lot just moments from the fantastic amenities of Tanner Park and the pristine shores of Copiague Beach. Built in 2016 with a keen eye for modern comfort and durability, it features elevated construction on 5' pile tiers, providing enhanced protection and impressive flood resilience. Step inside to discover a meticulously designed interior boasting 2x6 construction for superior insulation and energy efficiency, complemented by a foam-insulated attic. The expansive two-story layout includes a spacious great room on the upper level, ideal for both relaxation and entertaining. The home's two primary suite bedrooms offer flexible living arrangements: one suite is conveniently located on the main floor, featuring plenty of closet space and an en-suite bathroom, perfect for single-level living or hosting guests. The second primary suite is situated upstairs, complete with its own walk-in closet and en-suite bathroom. The first floor includes a cozy living room, perfect for everyday relaxation, along with a versatile eat-in kitchen. Outside, the large patio area and fully fenced yard create a perfect setting for outdoor gatherings and leisurely activities. The detached 1-stall garage provides generous storage space. Located in the sought-after Amity Harbor, you'll enjoy immediate access to Tanner Park's diverse amenities, including ball fields, a spray park, a dog park, a skateboard park, picturesque water views and a music shell. Additionally, the inviting Copiague Beach offers the perfect escape for sun and sand. This delightful home combines contemporary features with coastal charm and community convenience. Don't miss your chance to experience all that this exceptional property has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $1,133 | $1,133 | $1,133 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,189 | $3,106 | $2,125,740 |
Total Monthly Payment | $4,414 | $4,331 | $2,126,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.