422 Terracina CT, Naples, FL, 34119 | $2,290,000

Rarely available lakefront estate home on a prime corner lot in the highly sought-after Terracina enclave in The Vineyards, one of North Naples' premier gated communities. Graced with coveted southern exposure, this Westchester model offers a Newer Roof, 3-car garage, 4 bedrooms, a den, and 4. 5 baths across a thoughtfully designed floor plan with Marble Flooring throughout the main living areas. From the moment you walk in the front door, the spectacular lake and pool views greet you! This home has an excellent layout and solid construction, providing the perfect foundation to create your dream space tailored to your needs. The primary suite is a standout, with a built-in fireplace, his and her baths, and custom walk-in closets, offering ample room for reimagining luxury. The spacious kitchen and great room area have pockets and sliders that open to a large covered lanai, providing true Florida indoor and outdoor living. The formal living room has sliders to the lanai, a built-in fireplace, and close proximity to the formal dining room. This design contributes to the home's flexible and functional flow, which is ideal for entertaining and comfortable day-to-day living. Outside, the pool, spill-over spa, and screened lanai overlook the serene lake, offering a tranquil setting for dining, relaxing or even working with a beautiful view. Electric hurricane shutters on the back lanai offer peace of mind. One of HWH's was recently in 2024, One of the A/C units is 2021 and the other 2016 with a 2022 Compressor replacement. The remainder of the seller's Home Warranty that is due to expire in December can transfer to the new buyer. With LOW HOA fees, a 24-hour guarded gate, and proximity to pristine beaches, fine dining, and top-rated schools, this property is a rare opportunity to invest in one of North Naples' most desirable neighborhoods. Embrace the chance to bring your vision to life in a home with exceptional layout and structure.

Features

  • Amenities: Private Membership,Streetlight,Underground Utility
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Style: 1 Story/Ranch
  • Development: VINEYARDS
  • Year Built: 2001
  • Garage: 3-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric,Zoned
  • Approx Sq. Feet: 3,865
  • Acreage: 0.41
  • Est. Taxes: $11,853
  • HOA Fee: $597 Quarterly
  • Master HOA Fee: $603
  • Lot Desc: Corner,Cul-De-Sac
  • View: Lake,Water Feature
  • Community Type: Gated,Golf Course,Tennis
  • Water Front: Yes
  • Elem. School: VINEYARDS ELEMENTARY
  • Middle School: OAKRIDGE MIDDLE
  • High School: BARRON COLLIER HIGH
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 224067658
  • Website: https://www.raveis.com
    /eprop/224067658/422terracinact_naples_fl?source=qrflyer
Copyright © 2024  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Company

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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422 Terracina CT, Naples, FL, 34119

$2,290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,832,000 $1,832,000 $1,832,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 6.258% 6.201%
Monthly Tax Payment $988 $988 $988
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,131 $11,131 $15,459
Total Monthly Payment $12,244 $12,244 $16,572

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.