Welcome to Your New Home! Energy Efficient (solar panels), 1 Level Living w/many updates. This home has an open concept main living level with a spacious Living Room. The living room has hardwood flooring and opens to the remodeled Eat-In-Kitchen (2013). The EIK offers a lot of cabinet space, granite countertops, stainless steel appls (newer oven/range) & tile flooring. The home has 4 bedrooms all with hardwood flooring. To complete the main level is a full bath w/double sink vanity. The walk up attic allows for additional storage. The lower level consists of the mechanicals, laundry area and walks out to the expanded back yard. Updates include roof(2013), vinyl siding, propane furnace (2013) & electric water heater (2024). The sale includes an additional . 07 acre lot that extends the back yard (Lowndes Ave Map Block Lot: 0376-0134-0026 Per the Assessor). 2 bedrooms have electric heat and the rest of the home has propane warm air heating.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.0 x 13.0 | Main |
Bedroom 2 | Hardwood Floor | 9.0 x 11.0 | Main |
Bedroom 3 | Hardwood Floor | 9.0 x 11.0 | Main |
Eat-In Kitchen | Remodeled,Granite Counters,Tile Floor | 9.0 x 14.0 | Main |
Living Room | Ceiling Fan,Hardwood Floor | 11.0 x 15.0 | Main |
Primary Bedroom | Hardwood Floor | 11.0 x 13.0 | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,753 |
Total Monthly Payment | $1,860 | $1,859 | $2,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.