THIS HOME COMES WITH A 5 YEAR HOME WARRANTY for buyer's Peace of Mind and to help make transitioning easier! Welcome to your personal paradise in the heart of the gated, luxury resort-style 55+ community of Valencia Lakes! This stunning 3-bed/2-bath/1-car garage Sophia floorplan villa epitomizes comfort and calm. As you approach, admire the timeless appeal of the TILE ROOF, complemented by a PAVER DRIVEWAY and walkway leading to a welcoming covered front entrance. Step inside to discover DIAMOND PATTERN CERAMIC TILE FLOORING throughout the spacious common areas, perfectly blending style with practicality. Soft carpeting in the bedrooms enhances comfort and warmth. The heart of this home is a lovely kitchen featuring a convenient breakfast bar and eat-in space, ideal for casual dining or entertaining guests. The open layout seamlessly connects the kitchen to the dining area on into the living room with its slider access to the COVERED & SCREENED LANAI with paver deck and ceiling fan! Retreat to the expansive primary bedroom suite, boasting a generous WALK-IN CLOSET and an EN-SUITE BATHROOM that embodies tranquility with its dual-sink vanity, spacious shower stall, and a private water closet. This villa not only offers a picturesque setting and impeccable craftsmanship but also grants access to the exclusive amenities of the resort-style community. From pristine pools to vibrant social activities, every day here promises a lifestyle of leisure and enjoyment. Schedule your private tour today and envision the lifestyle you deserve.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $256,000 | $256,000 | $256,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,159 |
Total Monthly Payment | $2,063 | $2,061 | $2,519 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.