Beautiful, custom built single-story home, nestled in the trees, on 1. 21 acres in Ridgewood Plantation is waiting for you to make it your new home! You will immediately notice the curb appeal with lovely landscaping and expansive private yard. This home has so much to provide with a rocking chair front porch and custom designed double front doors that welcome you inside to the foyer with a full view of the open, split floorpan. You will enjoy the central area of the home, designed for entertaining with formal dining room, living room with shiplapped gas log fireplace, soaring ceilings, a chef's kitchen with custom cabinets, granite countertops, gas range and pantry with oversized breakfast nook also with shiplap. On the right side of the home you will find two guest rooms with a connecting full bathroom. On the left side of the home there is a private hall that leads to the fabulous owners suite, with tray ceiling and adjoining bath with walk in tiled shower, double vanity, soaking tub and walk-in closet. A massive laundry room with storage and counter space, a tucked away guest powder room and coat closet complete this homes interior. Out back you can enjoy peaceful starry nights on the stone patio, roasting marshmallows around the built in fire pit, play in the newly fenced yard, walk the path in the woods or hang out on the screened in porch. There is a possibility to add a future room over the two car garage or just use the attic for added storage. There are so many extra features like a front yard irrigation system, gutter guard, tankless water heater, wood floors throughout (no carpet) and so more! Ridgewood Plantation has a community clubhouse and pool to enjoy and a country feel while being conveniently located near Anderson and Greenville. Come visit 28 Ione Circle today and make it your new home sweet home!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,795 | $2,795 | $3,635 |
Total Monthly Payment | $3,026 | $3,026 | $3,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.