22 Pearl Street, #Lot 3, Grand Isle, VT, 05458 | $769,900

Nestled on a peaceful, private road, this charming 4-bedroom, 3-bathroom colonial captures the essence of rustic elegance. Built in 2024, the home sits proudly on a generous 1-acre lot, with a welcoming front yard and a long, paved driveway that leads to a roomy two-car garage. The expansive backyard is a nature lover’s dream, offering endless space for outdoor adventures or simply soaking in the peaceful surroundings. Inside, the home offers warm hardwood and tile floors that flow seamlessly from room to room, creating a sense of continuity and comfort. The kitchen is a true gathering place, featuring stainless steel appliances, rich quartz countertops, and a large center island with a breakfast bar perfect for casual meals or entertaining. The open-concept design connects the kitchen to the dining area and cozy living room, with easy access to a deck that overlooks the serene backyard. Relax on the inviting covered front porch, where you can unwind and enjoy the quiet of country living. The bonus room above the garage offers versatile space—ideal as a home office, den, or even an additional bedroom. Practical touches like a second-floor laundry room and a mudroom off the garage add to the home’s functionality. The full basement offers abundant storage and customization potential, with direct access from the garage. Located near Lake Champlain, local eateries, schools, and I-89, this home strikes the perfect balance between modern comforts and timeless, country appeal.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 1 full / 1 three-quarter / 1 half
  • Style: Colonial
  • Year Built: 2024
  • Garage: 2-car Garage
  • Heating: Propane,Baseboard
  • Cooling: None
  • Basement: Concrete,Daylight,Full
  • Approx Sq. Feet: 2,520
  • Acreage: 1
  • Lot Desc: Country Setting,Subdivision,Island,Mountain,Rural
  • MLS#: 5010568
  • Website: https://www.raveis.com
    /prop/5010568/22pearlstreet_grandisle_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/25/2024
Listing courtesy of www.HomeZu.com   Phone: 877-249-5478
Listing Agent: Jason Saphire

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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22 Pearl Street, #Lot 3, Grand Isle, VT, 05458

$769,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $615,920 $615,920 $615,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,098 $4,094 $5,281
Total Monthly Payment $4,190 $4,186 $5,373

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.