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42 Mcguffey Road, Kerhonkson (Rochester), NY, 12446 | $444,000
Mountain Top Retreat! Escape to this charming log home, nestled at the end of a private road, surrounded by serene woods that offer ultimate privacy and tranquility. The large rocking chair front porch invites you to relax and soak in the peaceful setting with a view of the spring fed pond. Step into this cozy cabin, where the main level features an open living room with cathedral ceilings and exposed log beams, highlighted by a stunning stone fireplace. The country kitchen, open to the dining and living areas, is both functional and inviting. A full bath and a comfortable bedroom complete the first floor. The second level includes a bedroom and a loft overlooking the living room, showcasing hardwood floors and vaulted ceilings with more exposed beams. The full walk-out basement with high ceilings offers great potential for additional living space. Enjoy summer nights in the cozy screened-in porch, perfect for sleeping or relaxing. This property is sold with an adjoining 2-acre parcel on a separate deed, including a large detached garage ideal for a workshop or studio, seasonal mountain views. With a total of 3 acres, you have the flexibility to build another home or sell the parcel separately, offering endless possibilities for country living!
Features
- Town: Kerhonkson
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Style: Log
- Year Built: 1985
- Garage: 2-car Detached
- Heating: Electric, Propane, Baseboard
- Cooling: None
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,056
- Acreage: 3
- Est. Taxes: $4,397
- Lot Desc: Easement, Level, Sloped, Wooded
- View: Mountain(s)
- Elem. School: Kerhonkson Elementary School
- Middle School: Rondout Valley Junior High School
- High School: Rondout Valley High School
- School District: Rondout Valley Central
- Appliances: Dryer, Oven, Refrigerator, Washer
- MLS#: H6322927
- Days on Market: 93 days
- Website: https://www.raveis.com
/prop/H6322927/42mcguffeyroad_kerhonkson_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
42 Mcguffey Road, Kerhonkson (Rochester), NY, 12446
$444,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $355,200 | $355,200 | $355,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $366 | $366 | $366 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,363 | $2,361 | $2,995 |
| Total Monthly Payment | $2,804 | $2,802 | $3,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535