Location, Location, Location! This perfectly situated home in the desirable Wolfpit neighborhood is cute as a button and ready for its new owner. 4 Bedrooms (two on on the first floor, two on the second) offer endless versatility. So many floorplan options to consider. . . remove the wall between the Kitchen/Living Room to create more openness, and/or open the wall to one of the first floor bedrooms and use as additional living space. Dormer the second floor and add a second bath to create even more functionality. Or enjoy it exactly as it is! The Walk-Out Lower Level can be finished, and the under-house Garage means you can pull right in for maximum convenience. Newer furnace. New hot water heater in 2019. Gas heat, city water and city sewer. Beautiful landscaping enhances the inviting curb appeal of this quintessential cape. A charming stone wall, babbling brook and mature trees create a peaceful backyard oasis. Minutes to the famous Stew Leonard's, Westport shopping and dining, the vibrant SoNo area, beaches, major highways and 1/2 mile to train to NYC.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Upper | |
Bedroom 3 | Upper | |
Eat-In Kitchen | Main | |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,251 | $3,249 | $3,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.