*PRICE REDUCED $10k!!!!! IMMACULATE, TRUE MODERN FARMHOUSE—in Lake Helen on a park like . 37 acre lot. If you are searching for a home with timeless vintage charm and all of the benefits of new construction, look no further. This home is sunshine personified with a generous front porch that welcomes you to sit and stay awhile! Thoughtfully planned and meticulously maintained, this two-story home has a bright, open floor plan featuring tall ceilings, Shaker two tone kitchen cabinetry, quartz counters, marble kitchen backsplash, brushed gold pendant lighting and plumbing fixtures, as well as premium millwork and water-resistant laminate floors. Identical sets of French doors lead to the lovely, screened patio where you can gather to enjoy the lush landscape and fully fenced yard. The feeling of modern luxury continues in the bathrooms with marble look porcelain tile, brushed gold fixtures, and Shaker Vanities with Quartz Tops. The energy efficient and Hurricane Rated PGI windows are dressed with Custom Roman Shades or Levelor Blinds and neutral drapes in most areas. The elegant Primary Retreat is also located on the first floor in addition to a Powder Room, Laundry Room, and access to the oversized two car garage with attic access for extra storage and plenty of space to work on those special projects. Two Secondary Bedrooms, a generous Secondary Bathroom and a grand Multi-purpose Bonus Room are situated on the second floor. There is even a Hidden Storage Space with a bookcase door! This home shows like a model with low maintenance finishes and energy efficient features that will allow you to enjoy it for years to come. Located in the Lake Helen Historic District, this property is not included in a Homeowners Association so there is no monthly HOA Fee. Get the best of both worlds, residing in a quaint smalltown with easy access to I4, and shopping, and restaurants only minutes away in Deland. Just 30 minutes to Daytona and New Smyrna Beaches, 30 minutes to downtown Orlando, and less than an hour to the Disney/Universal Parks!
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Our Executive Mortgage Banker:
Our Insurance Division:
$514,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $411,920 | $411,920 | $411,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $580 | $580 | $580 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,503 | $2,503 | $3,255 |
Total Monthly Payment | $3,175 | $3,175 | $3,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.