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2715 Terra Ceia Bay BOULEVARD, #702, Palmetto, FL, 34221 | $520,000
Come home to this penthouse 3 bedroom, 2 bath residence in Bay Pointe at Terra Ceia. With panoramic views of Terra Ceia Bay and the Terra Ceia Aquatic Preserve, you’ll enjoy watching the pelicans and dolphins as well as other wildlife at play. In the distance, the Sunshine Skyway bridge is colorfully lit up at night. Enjoy the sunrise from your front walkway and the sunset from your private screened balcony. This condo has been extensively improved by the current owners to include new LED lighting throughout, wood look tile to replace carpet in bedrooms, LG induction range, motorized Hunter Douglas shades in great room, HD blinds in bedrooms, new A/C in 2021, and neutral painted walls, trim & ceiling. Multiple Wi-Fi access points were added for better coverage, as well as 1GB hardwired computer network (cat 5e cabling in walls) and Leviton powered low voltage cabinet to house components and connections. A detailed list with many more improvements is attached to the listing. One assigned parking space along with large storage enclosure are included with this residence. Bay Pointe is a 100percent smoke free property. Conveniently located in close proximity to St Pete’s vibrant downtown with plenty of dining, shopping and entertainment options, this home is situated in historic Palmetto with beautiful waterfront restaurants, marinas, quaint shops and parks. Bay Pointe is within the gates of Terra Ceia Bay Country Club where you can enjoy a round of golf on the public golf course or dine in the clubhouse restaurant. Members also enjoy use of the fitness center and tennis/pickle ball courts. Bay Pointe Association just completely renovated their pool, spa and deck and have a new roof completed in 2024. These improvements are all fully funded. Structural Integrity Reserve Study has been completed and Bay Pointe is in excellent condition. Study report is available upon request. Enjoy the Florida lifestyle in this beautifully maintained waterfront condo!
Features
- Elevator: Y
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 7
- Amenities: Pool
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Kitchen, Inside
- Complex: BAY POINTE
- Year Built: 2006
- Approx Sq. Feet: 1,584
- Est. Taxes: $7,934
- Condo Fee: $1,050 Monthly
- Lot Desc: FloodZone, City Lot, Near Golf Course
- View: Golf Course, Water
- High School: Palmetto High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Refrigerator
- MLS#: A4620802
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/A4620802/2715terraceiabayboulevard_palmetto_fl?source=qrflyer
Listing courtesy of MICHAEL SAUNDERS & COMPANY Phone: 941-748-6300
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2715 Terra Ceia Bay BOULEVARD, #702, Palmetto, FL, 34221
$520,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $416,000 | $416,000 | $416,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $661 | $661 | $661 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,528 | $2,528 | $3,288 |
| Total Monthly Payment | $3,281 | $3,281 | $4,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388