Discover the effortless charm of beach living in this wonderfully maintained 3-bedroom, 2-bathroom ranch nestled on a serene . 43-acre lot. Enjoy the ease of single-story living with a perfect blend of comfort, style, and convenience, just moments from the pristine white sands of the Bay Beaches. Step inside to discover warm hardwood floors, abundant natural light, and undeniable charm. The easy layout seamlessly combines a spacious living room, dining area, and inviting kitchen. Three generously sized bedrooms are tucked away in a private wing. An attached two-car garage and a full basement offer added convenience and storage. The true magic unfolds outdoors. Your backyard oasis is an entertainer's dream, featuring a lush lawn, patio, and ample space for unforgettable gatherings. Imagine sunny afternoons grilling or unwinding after a day at the beach while soaking in the tranquil atmosphere. With easy access to multiple bay beaches, this home offers an unparalleled opportunity to experience the North Fork lifestyle. Perfect for year-round or seasonal living. Just a short distance from the best the North Fork has to offer - wineries, restaurants, and shops. Don't miss the chance to own this meticulously cared-for ranch in the desirable Jamesport community.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$719,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,200 | $575,200 | $575,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $813 | $813 | $813 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,924 | $3,823 | $4,851 |
Total Monthly Payment | $4,829 | $4,728 | $5,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.