PRICE REDUCTION!!! Beyond the gated entry this charming 2 story home features a welcoming front porch, a rear deck, and a spacious, privacy-fenced backyard. Inside, you'll find hardwood floors throughout and bright, light filled rooms. The living area leads into a family-sized dining room, open to the recently renovated kitchen complete with tiled flooring, recessed lighting, stainless steel Smart electric range with hood, a butcher block center island and a Smart LG washer and dryer tower. Upstairs, there are three bedrooms plus a versatile bonus room, perfect for use as a dressing room, nursery, or home office. The full bathroom features a stylish wood surround and tiled flooring. Recent mechanical upgrades include a new boiler securely installed in a fireproof and vented utility room, new hot water heater and updated electrical systems on the first floor. Bring your interior design ideas to fruition when you outfit this cute and cozy home to reflect your own style! Located just a short walk from local stores and only two blocks from the famous Rockaway boardwalk and beach, this home offers the best of coastal living. Enjoy convenient transportation to Manhattan via the A train, express bus, or a scenic ride across Jamaica Bay on the Rockaway ferry.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,241 | $2,239 | $2,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.