Under contract-accepting backup offers. Opportunity awaits, and Old Florida is calling! This charming 3 bed, 3 bath bungalow with an attached in-law suite is nestled on a generous 20, 824 sq. ft. lot, spanning three parcels in the heart of Wares Creek. Just 2 miles from Downtown Bradenton and 9 miles from Anna Maria Island, this property offers a rare blend of spacious living and prime location. The expansive outdoor area is perfect for embracing the Florida lifestyle, providing ample space for activities, entertainment, and relaxation. Imagine enjoying slow mornings or vibrant sunsets in your large backyard, creating memories that will last a lifetime. Located outside the flood zone with no deed restrictions or HOAs, this property gives you the freedom to store and enjoy your boat, RVs, and other toys right at home. Positioned within city limits and the Opportunity and Urban General Restricted Zone, it also presents a unique chance for multi-family development and more (city-provided future use forms and survey available upon request). Whether you’re looking for a full-time residence, a part-time getaway, an income-producing property, or a multi-family development opportunity, this home offers endless possibilities. The new roof provides peace of mind, while the flexible layout is ideal for multi-generational living, accommodating guests or family with ease. Enjoy the convenience of being close to dining, shopping, and entertainment in Downtown Bradenton, with easy access to the beautiful beaches of Anna Maria Island and the nearby Manatee Riverwalk. This property represents a perfect blend of space, convenience, and freedom, all within a vibrant community. Don't miss the chance to make 1306 19th St W your new home and experience the best of Florida living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,391 | $2,328 | $3,028 |
Total Monthly Payment | $2,544 | $2,481 | $3,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.