MAKE OFFERS! This lovely Raised Ranch is situated on level property, in a quiet neighborhood in the Mahopac School District. Make Offers! Located just a short walk from a scenic golf course, this home also includes coveted lake rights to a beautiful sandy beach and park on the shores of Kirk Lake, providing endless opportunities for relaxation and recreation. The main level features a spacious living room, formal dining room, and eat-in kitchen with direct access to a three-season room and deck, perfect for entertaining or enjoying your morning coffee. The primary bedroom boasts an en-suite full bath with a walk-in shower, accompanied by two additional bedrooms and another full bath. The lower level offers a cozy family room with a pellet stove, perfect for those chilly evenings, along with utilities and garage access. This home truly offers the ideal combination of indoor and outdoor living in a serene setting. Taxes shown do not include Basic STAR deduction, for those who qualify. Make Offers, Sold As-Is.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,880 | $439,880 | $439,880 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,016 | $1,016 | $1,016 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,710 |
Total Monthly Payment | $4,035 | $4,032 | $4,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.