Under contract-accepting backup offers. Welcome to your dream home at 6342 French Creek Ct in the heart of Ellenton, FL! This newly listed gem is meticulously designed for comfort, convenience, and community living, making it a prime choice for first-time homebuyers.
Step inside this beautiful 4-bedroom house and you'll be greeted with an abundance of natural light and a layout that flows effortlessly. This home is not just a place to live but a space to thrive, featuring two well-appointed bathrooms and a host of new upgrades including a 2024 ROOF and 2024 AIR Conditioning system—ensuring peace of mind for years to come.
But the perks don't stop at the doorstep! The Covered Bridge community welcomes you with charming, tree-lined streets and miles of sidewalks perfect for evening strolls. Dive into the Olympic size heated pool or host a gathering at the clubhouse, which boasts a full-size kitchen, billards, and meeting room. Stay active with on-site tennis, pickleball courts, and a fitness room, or let the kids enjoy the playground and tot lot.
No need to worry about high fees here. With no Community Development District (CDD) fees and a low Homeowners' Association (HOA) fee of just $85. 00 a month, this neighborhood is as affordable as it is appealing. Regular clubhouse activities and monthly food truck visits add a touch of fun to your social calendar, without having to leave the comfort of your neighborhood.
Situated conveniently close to I-75, your new home offers easy access to Bradenton, St. Petersburg, Sarasota, and the stunning Gulf beaches. Plus, shopping excursions are a breeze with Ellenton Outlet Mall and brand-new stores like Lowe’s and HomeGoods just minutes away.
Ready to make 6342 French Creek Ct your own? Don’t let this opportunity pass you by. Contact us today to schedule a viewing and start your journey to becoming a homeowner in a welcoming, vibrant community!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $173 | $173 | $173 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,236 | $2,236 | $2,908 |
Total Monthly Payment | $2,484 | $2,484 | $3,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.