Under contract-accepting backup offers. Charming Beachside Retreat in Ormond Beach. Discover your dream home in the heart of Ormond Beach with this beautifully updated 2-bedroom, 2-bathroom residence boasting nearly 1800 square feet of living space. Just a short stroll to the serene beaches and Neptune beach approach, this home is perfectly situated for beach lovers and outdoor enthusiasts alike. Step inside to find a bright and airy interior, enhanced by fresh paint and refinished floors that exude warmth and charm. The updated kitchen is a chef's delight, featuring stunning stone countertops, ample cabinet space, and modern appliances, making it the ideal spot for culinary creations and entertaining. The expansive sunroom adds versatility to the home, allowing you to create a cozy reading nook, a play area, or an additional living space. Plantation shutters throughout provide an elevated feel and privacy when desired. Outside, the backyard is a true plant lover's oasis, offering a peaceful retreat for gardening and relaxation. With a newer roof and an abundance of updates, this home is move-in ready and waiting for you to make it your own. Don't miss the opportunity to enjoy beachside living in this delightful home that combines comfort, style, and convenience. Additional updates include 2019 roof, 2106 AC and windows, newer fence and shed. Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $2,780 | $2,778 | $3,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.