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81 Overhill Road, Warwick, RI, 02818 | $829,000
Come see this stately brick home located on one of Cowesett's finest streets and neighborhoods. This Cowesett gem sits on a beautiful street with amazing views of Narragasett Bay, Mt Hope Bridge and is conveniently located to everything! Stroll down Main Street to enjoy the Village lifestyle in EG with all the restaurants, shopping boutiques and waterfront. As you enter this home you can see and feel the attention to detail. This home features a spacious first floor primary suite, nice bath with a great shower, 4 closets, a walk-in closet with laundry, a private sitting area/office with a beautiful bow window and a cozy private patio. The sun room has a huge bow window that overlooks the beautiful yard with great views. This enchanting home showcases quality craftsmanship throughout. Enjoy entertaining in a spacious living room with an inviting fireplace with custom wood work. You'll enjoy warmth and charm of this house with gleaming hardwoods throughout the first and second floor. Enjoy the holidays in the formal dining room that leads to an inviting kitchen with a center island and cozy seating area with a bay window. The second floor has 3 warm and inviting spacious bedrooms. You will be impressed by the beautiful yard boarded by fieldstone walls and perennial gardens throughout. Come experience this charming home that beams with the owner's pride throughout. Truly a must see home!!!
Features
- Amenities: Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1928
- Garage: 2-car Detached,Garage,Garage Door Opener
- Heating: Baseboard,Central,Gas,Hot Water
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 2,513
- Acreage: 0.44
- Est. Taxes: $8,094
- Lot Desc: Sprinkler System
- View: Saltwater,Water
- Appliances: Dryer,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Washer
- MLS#: 1366552
- Website: https://www.raveis.com
/eprop/1366552/81overhillroad_warwick_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
81 Overhill Road, Warwick, RI, 02818
$829,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $663,200 | $663,200 | $663,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
| Monthly Tax Payment | $675 | $675 | $675 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,560 | $3,923 | $5,463 |
| Total Monthly Payment | $4,326 | $4,689 | $6,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB