416 40th COURT W, Palmetto, FL, 34221 | $250,000

Welcome to your hidden gem in the heart of Melwood Oaks—a villa that proves you really can have it all without breaking the bank! As you arrive at this end unit 2-bedroom, 2-bathroom beauty, you’ll be greeted by your very own private courtyard—perfect for sipping morning coffee or sneaking in a little sunshine. Inside, prepare to be wowed by high ceilings and a flood of natural light that highlights the luxury vinyl plank flooring throughout. The kitchen has been updated with stainless steel appliances and modern hardware transforming the space. Barstool seating space is perfect for meals on the go, in this open concept space. The owner’s suite is your personal sanctuary, complete with a walk-in closet big enough to satisfy even the most avid shopper. And with an ensuite bathroom, you’ll never have to share your space again. The second bedroom is perfectly sized for guests, who’ll have their own nearby bathroom. But wait, there’s more! Head out to the screened-in lanai, where laundry day gets a serious upgrade with your own private laundry closet. And if you’ve got a four-legged friend, they’ll love the fully fenced backyard—no leash required. Living in Melwood Oaks means saying goodbye to yard work and hello to more “me time” with low-maintenance living that includes grounds maintenance, cable, and internet. Plus, you’ll have access to a community pool for your enjoyment year round, all with low HOA fees. Tucked away yet perfectly positioned near US 19, with easy access to I75, 275, and US 41. This allows for an easy commute to Bradenton, St. Petersburg and Sarasota and our beautiful Gulf Coast Beaches. What more can you ask for? Schedule your showing today!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1994
  • Garage: 1-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,091
  • Acreage: 0.09
  • Est. Taxes: $1,319
  • HOA Fee: $240 Monthly
  • Elem. School: Palm View Elementary
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4620748
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/A4620748/41640thcourtw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 8:32:08 PM)
Listing courtesy of MAVREALTY   Phone: 727-314-3942

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

416 40th COURT W, Palmetto, FL, 34221

$250,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $200,000 $200,000 $200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $110 $110 $110
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,215 $1,215 $1,581
Total Monthly Payment $1,400 $1,400 $1,766

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.