Discover the charm of this 2-bedroom, 2-bathroom condo in the sought-after Heritage Lake 55+community. This well-maintained home features a one-car attached garage, a spacious lanai, and numerous upgrades. The living areas have 8 ceilings, beautiful Luxury Vinyl flooring, adding a touch of modern elegance. Split bedroom floor plan. Key updates include a new AC unit (1 year old), a hot water heater (2 years old), and an upgraded electrical panel. The washer and dryer are also just 3 years old, ensuring that all the essentials are up-to-date.
Vibrant community offering an active lifestyle. Enjoy a heated pool and spa with serene views of the lake, and take advantage of the clubhouse's endless activities, including dances, parties, card games, and billiards. Stay fit with the exercise area and classes, or relax with a good book in the library. Outdoor enthusiasts will appreciate the tennis courts, pickleball, shuffleboard, and bocce ball courts. Your condo fees cover recreational facilities, ground maintenance, pest control, exterior home maintenance (including painting and roof care), escrow reserves, trash removal, basic cable, common area taxes, management, and more. This condo enables you to fully enjoy the relaxed Florida way of life, allowing you to unwind while being conveniently located near shopping centers, beaches, restaurants, and hospitals. Moreover, the property is a mere 45-minute drive from both Tampa and St. Pete airports. With its move-in ready condition,
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,166 | $1,164 | $1,477 |
Total Monthly Payment | $1,368 | $1,366 | $1,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.