A TRUE 5 BEDROOM PLUS LOFT, 3-bathroom residence with SPECTACULAR SUNSETS and LAKE and FOREST PRESERVE VIEWS, in the GATED AMENITY RICH community of Sapphire Point. Step inside to discover an open-concept floor plan filled with tasteful interiors and well connected living spaces bathed in natural light. The kitchen is the heart of the first floor with many upgrades that include a large center island, QUARTZ countertops, upgraded stainless appliances, and cabinetry featuring custom pull out conveniences. The flexible dining area is perfect for casual family gatherings and formal entertaining. This owner also opted for the EXTENDED GARAGE for lots of additional storage space. Unlike many two story homes, this home does have a coveted FIRST FLOOR GUEST SUITE & FIRST FLOOR BATHROOM WITH SEAMLESS WALK IN SHOWER. The living area, kitchen, dining space, and primary suite offer PRIVATE SERENE VIEWS OF THE LAKE and a beautiful NATURE PRESERVE beyond. Upstairs you will find more spacious contemporary living with 4 more bedrooms, 2 bathrooms and a versatile LOFT SPACE, ideal for a home office, play area, or an additional relaxation spot. Sapphire Point is a MAINTENANCE FREE community that enhances your lifestyle with its array of top-notch amenities while removing the hassle of caring for your own lawn and landscaping. Enjoy inclusive access to an expansive community pool, a beautifully designed clubhouse, a playground, a state-of-the-art fitness center, a dog park for your furry friends, and a basketball court for recreation and fun. Plus, you’ll appreciate the convenience of being close to your A-rated schools. Don't miss the opportunity to make this exceptional property yours.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,844 | $2,803 | $3,671 |
Total Monthly Payment | $3,639 | $3,598 | $4,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.