This home has all you need and more. In this 55+ development of Somers Village, you can have the best of both worlds. The quiet atmosphere of a cul de sac, but close to shopping and restaurants. Unit #10 opens to a foyer with views of the great room, eat in kitchen and formal dining room. 2 bedrooms and 2 full baths, laundry room complete the main level. Then check out the finished lower level with an expansive family/game room and an additional bedroom and full bath with shower. The 2 car garage has auto remotes and keypad for easy entry. The association takes care of all the exterior gardening leaving you to enjoy the privacy of the back deck. This unit has Manifold Plumbing System included, which makes water shut off very easy and is more efficient than traditional plumbing systems.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 12.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 10.0 x 12.0 | Lower |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 12.0 x 12.0 | Main |
Eat-In Kitchen | 9 ft+ Ceilings,Granite Counters,Tile Floor | 20.0 x 10.0 | Main |
Family Room | Wall/Wall Carpet | Lower | |
Full Bath | Tub w/Shower | Main | |
Full Bath | Stall Shower | Lower | |
Living Room | 9 ft+ Ceilings,Cathedral Ceiling,Ceiling Fan,Gas Log Fireplace,Sliders,Hardwood Floor | 15.0 x 20.0 | Main |
Primary Bath | Corian Counters,Double-Sink,Stall Shower,Whirlpool Tub,Tile Floor | Main | |
Primary Bedroom | Ceiling Fan,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor | 15.0 x 16.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $580 | $580 | $580 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,614 | $2,547 | $3,232 |
Total Monthly Payment | $3,269 | $3,202 | $3,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.