45 Cortez Ave, Saint Augustine, FL, 32080 | $2,229,000

The ultimate boater's paradise awaits in this BRAND NEW highly refined 4-bedroom 3. 5-bathroom 2862 square feet immaculate luxury residence. With breath taking views of the intracoastal and lighthouse and salty breezes you will never want to leave this sanctuary. Indulge in your own deep water access boat slip, community dock and clubhouse featuring a beautifully designed heated saltwater pool and jacuzzi making this residence the perfect year-round escape. Nestled along the highly desirable Salt Run waterway with direct access to both the intercostal and Atlantic Ocean. Inside you will discover four dreamy patios, an elevator for ease, dual primary suites, two additional guest rooms, a generous great room, gourmet kitchen and a two-car garage. Cortez is ideally situated between Historic Downtown St Augustine and local beaches. This impressive community provides rental management service thru The Proper Group to allow ease if the owners desire income producing rentals. This luxury home features ground floor on-suite with private full bath, engineered hard wood throughout, and quartz waterfall counter tops. The lighting, back splash, and additional finishing upgrades to be chosen by purchaser. Please inquire for designer options.

Features

  • Amenities: Clubhouse,Community Dock,Community Pool Heated,Jacuzzi
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Contemporary,Multi-Level
  • Year Built: 2024
  • Heating: Electric
  • Cooling: Electric
  • Approx Sq. Feet: 2,862
  • Lot Size: 0
  • Est. Taxes: $13,000
  • HOA Fee: $2,035
  • Lot Desc: Intracoastal Front,Intracoastal View,Water Front,Water View
  • Water Front: Yes
  • Boat Access: Yes
  • Elem. School: R.B. Hunt Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 243882
  • Days on Market: 82 days
  • Website: https://www.raveis.com
    /eprop/243882/45cortezave_saintaugustine_fl?source=qrflyer
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Listing courtesy of eXp Realty

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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45 Cortez Ave, Saint Augustine, FL, 32080

$2,229,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,783,200 $1,783,200 $1,783,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.304% 6.762% 6.725%
Monthly Tax Payment $1,083 $1,083 $1,083
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $11,271 $11,418 $15,534
Total Monthly Payment $12,479 $12,626 $16,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.