Welcome to this oversized one-bedroom unit which offers a galley kitchen, dining area, a large living room, an updated bathroom, a bedroom large enough to fit a king-sized bedroom set and plenty of closets. Hilltop Terrace is a garden style complex and it's conveniently located on Pelham Road, with a bus stop just steps from the entrance to the complex. The unit itself is in a building that is nicely tucked away from the road with golf course views from its balcony. Also, enjoy the summer months in a recently renovated in-ground swimming pool! The complex is in close proximity to Glen Island Park and beach, highway access and minutes to the New Rochelle railroad by car. This is also a pet friendly complex that offers two unassigned parking spaces included with your maintenance. Plenty of overnight guest parking available too. On-site laundry room available. Additional $119. 00 fee ends May 2025. Own this unit for under $2, 100 per month including mortgage, maintenance and add'l fees.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,021
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,217 | $159,217 | $159,217 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,365 |
Total Monthly Payment | $1,134 | $1,133 | $1,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.