Discover a residence where privacy and convenience come together beautifully. Set on 3. 62 acres adorned with majestic magnolias and a serene, tree-lined backyard, this single-story gem has both comfort and endless potential. Imagine spotting deer grazing just outside your door, and envision possibilities for a pool, outdoor living space, or a home expansion—all without the constraints of HOA regulations. A charming home that blends modern updates with timeless character. Recently this home has undergone significant enhancements to ensure both aesthetic appeal and functionality. Located near walking and biking trails, shopping, dining, and highly regarded schools, this delightful home features numerous recent updates: new interior and exterior paint, architectural roof (installed over the main house), some fascia and soffits replaced, electrical and plumbing in the kitchen and bathrooms ( all completed May-July 2024) Bathrooms and kitchen have been grounded, providing enhanced safety and modern functionality. The house retains its original wiring and plumbing, which adds to its vintage charm. While these systems have stood the test of time, they provide a glimpse into the home’s history and character. A canvas to create your personal oasis! With its recent improvements and expansive potential, this property is a canvas to create your personal oasis. Experience the perfect blend of charm and convenience—your dream home awaits.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,297 | $2,295 | $2,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.