Welcome to this charming and inviting, 3-bedroom ranch situated on a level corner lot in a peaceful cul-de-sac neighborhood. The main level features a cozy living room with hardwood floors and an eat-in kitchen, highlighted by a skylight, faux brick backsplash, and direct access to the backyard stone patio. This floor also offers three spacious bedrooms, each with hardwood floors and updated windows. The lower level offers an immense amount of additional finished space (not included in sq footage), perfect for a gym, playroom, office, or bonus/media room. The unfinished area includes a workshop with built-in workbench and storage shelves, as well as a laundry area with utility sink and Pittsburgh toilet. Outside, you'll find your own private retreat with a spacious, level fenced-in yard, shed for extra storage, and a lovely stone patio perfect for gatherings and entertainment. A carport with a new roof provides added parking convenience. This home is conveniently located just minutes from town amenities, shopping centers, restaurants, the Bethel School campus, police station, and Metro North train station. Welcome home!!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.2 x 11.3 | Main |
Bedroom 2 | Hardwood Floor | 9.5 x 10.4 | Main |
Eat-In Kitchen | Skylight,Vinyl Floor | 11.6 x 17.6 | Main |
Full Bath | Main | ||
Living Room | Hardwood Floor | 11.2 x 17.0 | Main |
Primary Bedroom | Hardwood Floor | 9.5 x 11.8 | Main |
Rec/Play Room | Lower |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $436 | $436 | $436 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,102 | $2,698 |
Total Monthly Payment | $2,639 | $2,613 | $3,209 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.