This home can be purchased with an assumable mortgage with an interest rate of 3. 75% WITH QUALIFYING. If you are interested please contact tiffany. traxler@homelight. com to learn more; however, you may use any lender you like. Please talk to your Realtor. There are fees associated, but this is an option.
Welcome to your new home nestled in the heart of Lake Shore! This charming 3-bedroom, 1-bathroom residence is brimming with character and comfort. Step inside and you'll find an interior that boasts a warm ambiance highlighted by a wood burning fireplace, an inviting kitchen with a spacious closet pantry, and an additional bonus sitting room for versatile use. The expansive living and dining room combo provides ample space for entertaining and everyday living. In the backyard you will discover a cozy retreat featuring a delightful screened-in porchperfect for unwinding after a long dayand a tranquil backyard shaded by majestic, mature trees within a fully fenced perimeter. Recent updates include a new roof installed in 2016 and a brand-new hot water heater in 2019, ensuring peace of mind for years to come. The remodeled kitchen showcases gleaming stainless steel appliances, enhancing both style and functionality. An updated bathroom and generous closet space further complement the interior features.
For added convenience, the septic tank was professionally pumped and inspected last year, reflecting a commitment to maintenance and care. Don't miss this opportunity to own a delightful home in a desirable locationschedule your tour today!
Listing agent is related to the seller.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,800 | $172,800 | $172,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $199 | $199 | $199 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,050 | $1,050 | $1,366 |
Total Monthly Payment | $1,324 | $1,324 | $1,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.