Welcome to 106 Cottage Lane! Perhaps the only custom-created and custom-designed cottage available in this lakefront community. This gorgeous home features a meticulously designed kitchen with stunning quartz countertops, an Arabesque glass backsplash, farmhouse sink and skylights with remote activated shades. Everything you need to relax is right at your fingertips. Unwind in your recliner and enjoy the custom quartz gas fireplace, or entertain friends around the quartz island with built-in storage. For the pampered chef, cooking is made even easier with a built-in pot filler and tall cabinets for added convenience. The bedrooms are designed for leisure, with two closets in the primary suite, a large bath with dual sinks, and a stunning walk-in shower. The 2nd bedroom is a comfortable retreat for your guest that allows for a private bathroom equipped with custom tile wrapped bathtub. The loft space is a versatile addition, perfect as a guest room or home office. Step outside, where the sellers have thought of everything to enjoy breathtaking lake evenings. The extended concrete patio features gas hookups for the grill, patio lighting, and ample space for lounging or a hot tub, ideal for year-round enjoyment. The screened porch offers additional dining space for morning coffee or dinner by moonlight, complete with privacy curtains. The exterior of the home boasts exceptional curb appeal with custom wood columns and a wood-encased garage door. This lake community offers a private clubhouse with gated boat slips available for purchase. Conveniently situated, this home provides easy access to Lake Greenwood's recreational offerings. Explore nearby attractions, including community lake access, local restaurants, and entertainment at Fish Bonz General Store. Don't miss your chance to experience lakeside living at its finest! Schedule your showing today! This is a must-see property! Call the listing agent to schedule your private tour now!
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$397,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $317,600 | $317,600 | $317,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $139 | $139 | $139 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,930 | $1,930 | $2,510 |
Total Monthly Payment | $2,144 | $2,144 | $2,724 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.