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3 Gingerwood DRIVE, Homosassa, FL, 34446 | $639,900
Welcome to 3 Gingerwood Drive, where Florida living reaches new heights! This stunning 4-bedroom, 3-bathroom home, spread across TWO spacious lots, is a dream come true for those seeking the ultimate lifestyle in the sun. Step inside and be greeted by an open concept living area that seamlessly connects the living room, billiards space, kitchen, and dining area. Just off the foyer is a versatile home office that can easily serve as a fourth bedroom or a cozy den for quiet evenings.
As you move through the living space, three sliding glass doors invite you out to an expansive lanai, perfect for indoor-outdoor living. The South Wing hosts a sprawling primary suite, complete with multiple closets—including a generous walk-in with ample room for all your accessories. The ensuite bathroom is a retreat, featuring a double vanity, a luxurious garden-style tub, and a custom-tiled step-in shower. Private access from the primary bedroom to the lanai adds to the convenience and resort-like feel.
On the opposite side of the home, you'll find a mudroom/laundry room that leads to the oversized, three-car garage. This wing also includes a guest bedroom and bathroom, as well as a private in-law suite, which also opens to the pool and lanai through sliding doors.
Step outside and discover your own tropical oasis. The lanai features a large, sparkling pool, a sauna tub, and a fully equipped outdoor kitchen—ideal for year-round entertaining. With both propane and solar heating, the pool is perfect for any season. The property also includes a new roof, a full-house generator, fresh paint inside and out, gutter guards, a new well pump, solar heater for the pool, fresh landscaping including rubber mulch and shells. An extensive list of upgrades is available, too many to list, offering even more value.
The home sits on two lots and is equipped with city water and a private well for irrigation and pool maintenance. With all these luxurious features, motivated sellers, and a prime location, this property won’t be on the market for long!
ASSUMABLE FHA MORTGAGE AT 3. 25!!!!!
Features
- Rooms: 4
- Bedrooms: 4
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Year Built: 2000
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 3,145
- Acreage: 0.61
- Est. Taxes: $4,754
- HOA Fee: $840 Annually
- Pool: Gunite, Heated, In Ground, Screen Enclosure, Solar Heat, Tile
- Pet Policy: Cats OK, Dogs OK
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
- MLS#: T3500346
- Days on Market: 219 days
- Website: https://www.raveis.com
/prop/T3500346/3gingerwooddrive_homosassa_fl?source=qrflyer
Listing courtesy of IMPACT REALTY TAMPA BAY Phone: 813-321-1200
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3 Gingerwood DRIVE, Homosassa, FL, 34446
$639,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,920 | $511,920 | $511,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
| Monthly Tax Payment | $396 | $396 | $396 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,406 | $3,363 | $4,317 |
| Total Monthly Payment | $3,894 | $3,851 | $4,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388