Discover the epitome of island living with this enticing opportunity to own a condo in the esteemed 55+ Royal Stewart Arms community. Ideally situated just moments away from the pristine shores of Honeymoon Island in the Gulf of Mexico, this ground floor 2-bedroom, 2-bathroom unit awaits your personal touch to transform it into your dream coastal retreat. The kitchen showcases new shaker-style cabinet doors, upgraded hardware, new stainless-steel appliances, and luxurious quartz countertops. Newly carpeted bedrooms for comfort and tranquility. Residents of Royal Stewart Arms enjoy access to a plethora of amenities within the meticulously renovated clubhouse, including a fully equipped kitchen, fitness center, steam room, sauna, card room, and recreational facilities such as pool and billiards tables. Step outside to indulge in the solar-heated pool, fishing pier, tennis courts, pickleball courts, bocce ball courts, shuffleboard courts, and picturesque picnic areas, all surrounded by lush landscaping. Conveniently located just steps away are Honeymoon Island State Park and its breathtaking beaches, while the nearby causeway beaches provide opportunities for canoeing, sailing and kayaking. Downtown Dunedin is a short drive away, offering a vibrant atmosphere with an array of dining, shopping, and entertainment options. Benefiting from its proximity to international airports and the bustling cities of Clearwater, Tampa, and St. Petersburg, this condominium provides unparalleled convenience without sacrificing the tranquility of Island living. Experience captivating sunsets and create lasting memories with friends at the local Tiki Bar, embracing the quintessential coastal lifestyle you've always desired.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,324 | $1,680 |
Total Monthly Payment | $1,467 | $1,466 | $1,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.