NO FLOOD OR WIND DAMAGE. THIS PROPERTY CAN BE PURCHASED WITH NO MONEY DOWN>Seller may consider buyer concessions. THIS IS A ALL AGE COMMUNITY. NOT A 55+ COMMUNITY. Don't miss this AMAZING move in ready, one story, 4 Bedroom , 2 Bathroom, 2 Car Garage home, nestled in the serene gated community of Key Vista in Holiday, Florida. THE 4TH bedroom can be used as an office. The entire lot has new sod installed. Roof was replaced in February 2024. The home’s elegant interior features high ceilings, fresh paint kitchen cabinets with quartz countertops plus an oversized island, stainless steel appliances, elegant luxury vinyl floors. Adding to its allure, the property features a formal separate dining room, offering a amazing space for gatherings. The luxurious master suite is a tranquil retreat, boasting dual sinks, a separate shower, and a garden tub for the ultimate relaxation experience. The screened, covered patio provides a serene outdoor setting for leisure or entertainment. Situated in FEMA Flood Zone X, the home benefits from a desirable flood designation, adding peace of mind to its list of attributes. Key Vista’s community amenities include a fitness center, tennis courts, volleyball courts, heated pool & spa, and playground, ensuring a lifestyle of leisure and activity. Strategically located, this home is minutes from stunning beaches like Howard Park and Sunset Beach, and a short drive to the Gulf of Mexico, Honeymoon Island State Park, and Caladesi Island. No CDD fees! The monthly HOA fee is only $138 and includes cable TV and internet, also gate access and recreational facilities such as Clubhouse with fitness center, tennis courts, volleyball courts, heated pool & spa and playground. ASK ABOUT FINANCING OPTIONS- RATE REDUCTION OR 100% FINANCING. Take advantage of this excellent opportunity and come and see this ready for immediate occupancy home today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $440 | $440 | $440 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,892 |
Total Monthly Payment | $2,834 | $2,775 | $3,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.