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178 Woody Drive, St. Albans Town, VT, 05478 | $624,000
Yearning to escape to the outskirts of town without giving up a life of leisure? 178 Woody Drive is an incredible combination of privacy & luxury, offering an unparalleled setup. Situated on over 10 acres in St. Albans Town, with deeded access to Lake Champlain, this beautiful 3-bedroom, 4-bathroom home has everything you could ask for: cathedral ceilings, new tile floors, a partially finished basement, and an outdoor arrangement that leaves little to be desired. The first floor greets you with an airy foyer that flows nicely into the formal dining area. This blends fluently into the gracious kitchen with a built-in bar, extensive storage, & incredible view of the backyard - perfect for entertaining. Throughout the first floor you will find not one, but two living areas. Decide if your lifestyle calls for a library, home office, or 2 unique living room spaces. Upstairs, you're greeted by a large usable landing and an impressive primary bedroom with vaulted ceilings & private bathroom. Two more bedrooms and a guest bathroom complete the second level. The basement is partially finished & provides over 700 sq. ft. of living space with laundry & an additional bathroom! The exterior of this home is jaw dropping! Utilize the outdoor kitchen & patio or enjoy the large in-ground pool with friends, it's truly one-of-a-kind. Seller upgrades, a brand new septic system, and brand new roof in August of 2024 have prepared this property for success!
Features
- Amenities: Beach Access
- Rooms: 7
- Bedrooms: 3
- Baths: 3 full / 1 half
- Style: Contemporary
- Year Built: 1997
- Garage: 3-car Garage
- Heating: Oil,Pellet Stove,Baseboard,Stove - Pellet
- Cooling: None
- Basement: Concrete,Interior Access,Partially Finished,Stairs - Basement,Stairs - Interior,Storage Space
- Approx Sq. Feet: 2,917
- Acreage: 10.11
- Est. Taxes: $8,380
- Lot Desc: Agricultural,Conserved Land,Country Setting,Field/Pasture,Lake Access,Level,Rural
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: BFASt Albans
- School District: Franklin Northwest
- MLS#: 5010404
- Website: https://www.raveis.com
/prop/5010404/178woodydrive_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/25/2024Listing courtesy of Coldwell Banker Hickok and Boardman Phone: 802-863-1500
Listing Agent: Nicole Broderick
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
178 Woody Drive, St. Albans Town, VT, 05478
$624,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $499,200 | $499,200 | $499,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $698 | $698 | $698 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,321 | $3,318 | $4,280 |
| Total Monthly Payment | $4,111 | $4,108 | $5,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484