A Nostalgic Turnkey Beach Retreat Awaits Your arrival -Imagine owning a property that not only provides you with a yearning to escape but can if you choose to generate an impressive annual income. Nestled under a canopy of mature shade oaks, this home embodies true Key-West-style relaxed living, yet every modern amenity is at your fingertips: soak in the hot tub, dive into the deck pool, cozy up by the fire, and bask in natural light from the skylights and vaulted ceilings. Step into a move-in-ready retreat, with granite counters, new fixtures that add a touch of elegance, and stainless appliances for efficiency and style. As you walk through this home, you will feel a wave of nostalgia. Picture yourself on the front porch, sipping a cool beverage while sharing stories with friends and family. Stroll along the winding path to the beach, kicking stones, eagerly anticipating a refreshing swim or a quiet spot to read and relax. Here, the moments are yours to savor, uninterrupted by the future's demands. Relax and indulge. All of the downstairs bedrooms open onto the pool deck and lounge area, where the hot tub and oversized backyard await. The open-plan kitchen, with its banquette seating, large informal dining space and breakfast bar comfortably seating a large group. Oversized double French doors, connect to the family room and fireplace to the deck, creating the perfect setting for gathering and entertaining. Climb the hardwood stairs to discover a second-story family room/library, framed by floor-to-ceiling picture windows overlooking the large backyard. The generously sized guest suite, tucked amidst the shade tree, provides privacy and picturesque views. The backyard is a haven for play and creativity. It can easily accommodate a recreation court to host sports activities including tennis, pickleball, basketball, volleyball and more! A large studio workshop equipped with sliding doors, a picture window, and an arbor awaits your imagination and design intrigue. Studio. . . casita. . . pool house. . . office: the options are yours! The 2-car garage offers ample space for all your toys and tools. It is conveniently equipped with a RV hook up. Set on over half an acre, this parcel provides uncommon privacy and living space for a beach-area home. Easily store your boat, trailer. and other recreational vehicles with circular driveway and a side gate with access to the fenced backyard. It's the only 5-bedroom walk-to-the-beach home under $1M in this quiet- tucked away neighborhood—a true must-see property. Embrace the charm, the serenity, and the opportunity of this one-of-a-kind retreat.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $740,000 | $740,000 | $740,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $751 | $751 | $751 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,738 | $4,738 | $6,497 |
Total Monthly Payment | $5,581 | $5,581 | $7,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.