Your back yard oasis awaits you! Dip into the crystal clear pool on a hot summers day to cool off or simply relax on the incredible sprawling deck overlooking the green, pristine back yard. You will fall in love with this meticulous raised ranch with tons of curb appeal. Beautiful cedar impression siding and an attractive front door add appeal. The gorgeous back deck is constructed with trex decking and vinyl railings. The lawn is well-maintained with colorful flower beds, and neatly trimmed shrubs to create an inviting first impression. Inside is clean and tidy throughout with a bright white kitchen to welcome you. Plenty of natural light spills into a comfortable living and dining area. The primary bedroom offers access to the full bathroom next to two additional bedrooms. In the purposeful lower level you'll find a mudroom entrance, ample storage space and a pellet stove. All of this on a flat level lot in an established neighborhood. A minute to commuter highway and downtown Westerly. Come visit this stunning property today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,377 | $2,377 | $3,092 |
Total Monthly Payment | $2,707 | $2,707 | $3,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.