97 SUZANNE LAKE Drive, Saint Augustine, FL, 32095 | $535,000

Introducing the highly sought-after Albatera floor plan, a stunning 3-bedroom, 2. 5-bathroom home nestled in the charming Sandy Creek neighborhood. This beautiful community is free from CDD fees, offering a perfect blend of luxury and affordability. Step inside to discover an open-concept layout that seamlessly combines elegance and functionality. The heart of the home, the gourmet kitchen, is a chef's dream come true. Adorned with exquisite granite countertops, sleek stainless steel appliances, and ample cabinetry, it promises both beauty and practicality. The adjacent dining room provides a perfect setting for intimate family meals or entertaining guests. The owner's suite is a serene retreat featuring a spacious walk-in closet, ensuring ample storage space. The en-suite bathroom is a haven of relaxation, complete with modern fixtures and finishes. Each additional bedroom is thoughtfully designed, offering comfort and style for family members or guests. One of the standout features of this home is the generously sized covered porch. Whether you're enjoying your morning coffee or hosting an evening gathering, this outdoor space is ideal for savoring the beautiful Florida weather year-round. Additional highlights include a separate dining room perfect for formal occasions, expansive living areas filled with natural light, and numerous upscale touches that add to the home's allure. Living in Sandy Creek means embracing a lifestyle of convenience and tranquility. With nearby parks, top-rated schools, shopping centers, and dining options, everything you need is within reach. The Albatera floor plan is not just a home; it's a gateway to a lifestyle of comfort, luxury, and community. Experience the perfect blend of modern design and traditional charm with the Albatera floor plan in Sandy Creek. Welcome home!

Features

  • Amenities: Playground
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 62x125x77x125
  • Laundry: In Unit
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,478
  • Acreage: 0.2
  • Lot Size: 62x125x77x125
  • Est. Taxes: $3,827
  • HOA Fee: $820 Annually
  • Lot Desc: Cul-De-Sac
  • View: Trees/Woods
  • Elem. School: Liberty Pines Academy
  • Middle School: Liberty Pines Academy
  • High School: Beachside
  • Appliances: Dryer, Electric Range, Refrigerator, Washer
  • MLS#: 2043101
  • Days on Market: 96 days
  • Website: https://www.raveis.com
    /prop/2043101/97suzannelakedrive_saintaugustine_fl?source=qrflyer
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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

97 SUZANNE LAKE Drive, Saint Augustine, FL, 32095

$535,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $428,000 $428,000 $428,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $319 $319 $319
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,847 $2,845 $3,670
Total Monthly Payment $3,258 $3,256 $4,081

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.