$25, 000 flex cash!!! ALL appliances AND blinds are also included in every home! BRAND NEW dream home has breathtaking WATER VIEWS! This home welcomes you with a versatile FLEX ROOM at the front, ideal for a home office or creative space. The elegant foyer leads to an open-concept kitchen that effortlessly flows into the dining area, great room, and a screened patio—perfect for savoring the serene water views. Your private primary suite is a true retreat, featuring a walk-in closet and a luxurious bathroom with dual vanities. Situated in the scenic Lakes at Bella Lago community, this home is part of a lively neighborhood that will have resort-style amenities, including a sparkling pool, clubhouse, playground, and a picturesque community lake. Enjoy convenient access to the new First Coast Expressway and nearby rivers, springs, and beaches. With the energy-efficient features, you'll benefit from lower utility bills and cleaner indoor air! Why choose a Meritage home? Meritage Builders believes every family deserves a better, smarter, and healthier home. That's why they've set a new standard in home construction and design, leading the industry in energy-efficient living and winning awards for it. In September 2020, they became the first national builder to achieve Indoor airPLUS qualification nationwide, ensuring that the air quality in their homes meets or exceeds EPA standards. Plus, every new home comes equipped with high-performance MERV 13 filters, designed to reduce bacteria, pet dander, and even some viral particles, creating a safer and healthier living environment for you and your family. They use spray foam insulation which gives you a quieter home, helps reduce space for pests to enter, and helps keep your home cool and regulate indoor temperatures.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$345,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,792 | $276,792 | $276,792 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,888 | $1,840 | $2,334 |
Total Monthly Payment | $1,963 | $1,915 | $2,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.