Under contract-accepting backup offers. Welcome home to this fully functional floor plan with NO REAR NEIGHBORS in the small gated community of Innovation at Hidden Lake! A long covered front porch and brick landscaping greet you upon pulling up to the home, and the etched glass door completes this upgrade curb appeal. Step inside to the wood looking tile and crown molding that are throughout the entire first floor. A flex room at the front of the home features windows that allow in lots of natural lighting. Use this space as a home office, playroom, hobby room, a 5th bedroom, or whatever you find yourself wanting or needing. Continue on into the main living space where an open concept kitchen, dining space, and living room make for the perfect entertainment and coming together opportunity. The back wall is lined with windows as well as a sliding glass door that allow in tons of natural light to this space. Loads of cabinets and stone countertop space will make the home chef extremely happy, and an island with a breakfast bar and upgraded pendant lighting make this kitchen irresistible. A large walk-in pantry allows for even more storage. The living room has recessed lighting and a stylish fan giving the downstairs an even more upgraded feel. While on your way upstairs, relish in the massive closet under the staircase that maximizes storage space, and the guest half bathroom is conveniently located next to that as well. Upstairs boasts an extra-wide space that can be used as a loft and is in the center of all of the bedrooms. The primary suite is huge and includes remote controlled blinds, an en suite bathroom, and a massive walk-in closet. The primary bathroom has lots of cabinetry and a dual vanity in addition to a large soaking tub and walk-in shower. The primary closet also has a private access door to the laundry room for convenience. The remaining 3 bedrooms share the 2nd full bathroom upstairs. This bathroom is divided into 2 parts for maximized efficiency and multi-use featuring the dual vanity in one part and the commode and shower/bathtub combination in the other. Make your way back downstairs and head through the sliding glass doors to the covered and screened in back patio that overlooks serenity. With no rear neighbors and a fully fenced in backyard, it is ready to become your outdoor oasis. The home also includes 2 HVAC systems so that cooling the entire home can be done with ease. The 2-car garage also features ceiling storage for even more places to house your things. The small size of this community is so rare and allows for privacy when desired, and being situated directly on John's Lake makes enjoying the lake-life a wonderful possibility. Inquire today to see how this gem can become your own!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $435 | $435 | $435 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,981 | $2,978 | $3,841 |
Total Monthly Payment | $3,508 | $3,505 | $4,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.