One or more photo(s) has been virtually staged. Gorgeous 3 bedroom, 2 bath, 1 car garage home totally updated with new roof, new impact windows, new plumbing (including replacement of the cast iron pipes), new high efficiency 4-ton heat pump, new A/C ducting system throughout, new electrical service panel breakers and 95percent of wiring upgraded, enhanced insulation on exterior walls and attic, and new stainless steel kitchen appliances. Complete list of upgrades is attached. Licensed contractor owner has opened up interior walls to enhance the living space and closed in a porch for a spacious primary bedroom with door to open patio and backyard. Finishes are on trend with neutral laminate flooring throughout all living and bedroom areas and tile in both baths, stone counters in kitchen and baths. No detail has been overlooked. Guest room closets have automatic lights when doors open. Primary closet has custom shelving. Garage has cabinets for storage. Flex space between kitchen and garage is virtually staged as an office but could also be a formal dining room, media, exercise or play room. Great location a block away from Manatee High School and a short drive to our Gulf beaches to the west or the downtown area with restaurants and entertainment as well as the Bradenton Riverwalk to the east. Don’t miss out on making this “new” home your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $221 | $221 | $221 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,240 | $3,237 | $4,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.